Sue Fraser, our Operations Director, reveals what we at Prosperity do that can assist you navigate the waters of the property shopping for course of
Whether or not you’re a first-time purchaser securing a house to stay in or an investor with a portfolio of buy-to-let properties, the property-buying course of may be irritating.
We perceive that utterly, which is why our workforce of specialists is at all times available to information everybody who’s investing their hard-earned cash with Prosperity. Our a few years of expertise means our certified workforce are ready and prepared to make the method as gratifying an expertise as doable.
Extra importantly, we’re pro-active. We hold you updated with progress works and schedules, serving to you to organize to finish funds on the proper time, and offer you bespoke recommendation and steerage, primarily based in your particular wants, all through the method – and past.
You probably have purchased a property earlier than, you will be all too acquainted with the fixed chasing for info from values, mortgage brokers and solicitors. It may be exhausting and typically daunting, particularly once you’re coping with all the things on prime of the day job. Because of this we strategy issues in another way. It does not matter in case you are an outdated hand at shopping for properties or are nervously shopping for your first dwelling, you will obtain the identical stage of assist, steerage and entry to our trusted monetary and authorized specialists, everytime you want it.
As our specialty is off-plan gross sales, it means we get to know you very well over the two-year construct interval – from reservation to key handover. The method begins in earnest earlier than you even alternate contracts – one thing that occurs inside two to 3 months of you reserving one in all our plots.
The very first thing we do is arrange a fee plan with you so you possibly can construct up the deposit over the construct interval. Proprietor-occupier patrons want a decrease deposit than an investor, so we’ve got plans to swimsuit all budgets and might absolutely help with monetary plans, guaranteeing we work to your wants and think about construct and completion dates.
The fee plan construction is one in all Prosperity main USPs and one that’s enticing to patrons as a result of they do not have to supply a lump sum on the outset, which is frequent observe. It is such a simple and distinctive and versatile association, it means our properties can be found to a wider shopping for viewers, who profit from the comfort and affordability.
A few of our patrons select to speculate extra into the plan each month and this may help to save lots of for the standard disbursements due at completion, corresponding to Stamp Obligation and authorized charges – and even in direction of a furnishings bundle – which suggests no lump sum outlays at completion and a house that’s prepared and furnished on the completion stage. In case you are a buy-to-let investor, it additionally means the property is on the market for seamless rental earnings because it’s instantly prepared on your tenant.
As soon as your chosen fee plan is in place and your plot is chosen and reserved, we transfer to the alternate of contracts, a authorized milestone offering assurances that you’ve got the precise to the dwelling. It additionally presents you full peace of thoughts that you’ve got secured your reserved plot and are actually defending your funding.
From this second, the countdown is on and you may obtain thrilling month-to-month updates, all offering info and information from the property world and naturally maintaining you abreast of construct progress in your very personal plot and we’ll keep in contact with you to reply any queries any time you’ve gotten them.
Between six and eight months to the completion of the construct, we’ll ship you the Subsequent Steps steerage doc, which outlines in an easy-to-understand method, what you might want to do as we result in essentially the most thrilling a part of the journey – COMPLETION! – from securing a mortgage, reserving in lender valuations, finalizing the authorized paperwork, how we handle the important thing handover, aiding with furnishings and even tenant preparations.
You may be certain our skilled completions workforce is available to completely help, help and information you.
Nothing beats the non-public contact – we’ve got a regionally primarily based workforce, all of whom are solely a telephone name or e mail away. Every part is customized to your wants – and you’ll guess we’ll be contacting you to ensure all the things, such because the mortgage software or the valuation appointment, is on observe. We assure there might be no have to chase us for paperwork, so that’s one much less factor so that you can fear about.
If you happen to resolve to not search for your individual mortgage supplier, we’ve got entry to specialist lenders through our mortgage dealer panel, who constantly analysis the market to seek out the perfect mortgage offers, and they’re going to discover a lender that most closely fits your wants.
Whoever you cope with at Prosperity, from the gross sales workforce to the operations workforce and finally the lettings workforce, you’ll discover solutions-driven professionals who’re right here that can assist you clean the way in which in direction of receiving the keys to your new property.
Wish to discover out extra about shopping for off-plan with Prosperity? Head right here for all of our contact particulars. We’re trying ahead to serving to you in your subsequent property journey.