With a brand new house comes new dangers, so owners ought to concentrate on these three eventualities:

1. Protection in your house. Your condo insurance coverage protects you from theft and water injury, and, in case you are displaced due to hearth or another lined loss, will cowl lodging. In case you have valuables or are doing renovations, be certain these are additionally lined.

Gotham brokerage

Picture through Getty

2. Harm to your neighbor’s property. Do you know that condo insurance coverage has received your again if accidentally you trigger an overflow from a damaged or clogged pipe and injury your neighbor’s condo?

3. Points exterior the house. Theft from throughout the constructing is roofed — together with stolen property similar to a motorcycle from a basement or storage room. You possibly can even add protection for theft exterior your constructing (if, say, somebody swipes your laptop computer).

Whether or not you’re a new purchaser, renovating or have loved your condo for a few years, it is best to have an up-to-date, customized coverage that meets your particular wants. Gotham Brokerage is a 50-year-old family-owned firm whose information of New York Metropolis co-op, condominium and residential insurance coverage is unparalleled. They work with the most effective insurance coverage carriers, and their customer support is superb.

For a free, personalised quote in minutes, contact Gotham Brokerage or name +1 (212) 406-7300.

[Photos via Unsplash unless indicated]